Insurance & Cost: BCBS, Blue Care Network & Aetna
You’ll know your cost before your first session — we never want you to be surprised.
Monarch Counseling & Wellness is in-network with Blue Cross Blue Shield of Michigan, Blue Care Network, and Aetna for online therapy across Michigan. Before your first session, we verify your benefits and let you know your copay and deductible.
Which insurances do you accept?
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In-network
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In-network
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In-network
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Not in-network
Single case agreements
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$145 per 50-minute session
How does insurance verification work?
1
After your free, 15-minute consultation, you’ll create an account on our secure patient portal.
2
Upload your insurance information and sign the consent for services.
3
We run a verification of benefits (VOB) with your insurance company to confirm your mental health coverage, copay or coinsurance, and deductible. This usually takes a day or two.
4
We email you a summary before your first session — your coverage, your copay, and your progress towards your deductible.
5
You decide. Nothing is scheduled until you feel comfortable.
What if my insurance makes a mistake?
Insurance can be unpredictable, and errors occasionally occur. If a claim is processed differently than expected, we will let you know right away, explain what happened, and work through it with you. We always strive to be forthcoming and flexible.
What if my plan isn’t listed?
If you are interested in working with us, please reach out. There may be some alternative options that we can investigate.
Can I pay without insurance?
Absolutely. The self-pay rate is $145 per session. Some people prefer self-pay for privacy (nothing is billed to insurance). If your finances change, we’re willing to be flexible.
Not sure about your coverage?
Let’s talk about it! We’ll check your coverage for you after your free consultation.
More questions? See our FAQ.